- Pre-Existing Ailments/Medical conditions, routine treatments, Pregnancy
- War, invasion, act of foreign enemy, hostilities (whether war is declared or not) civil war, civil commotion, rebellion, revolution, insurrection, military force, coup d’état, Terrorism, weapons of mass destruction, Political risk
- Any epidemic or pandemic
- You shall not be covered for any claim under this policy if the claim exposes us to any sanction, prohibition or restriction under the United Nations resolutions or trade or economic sanctions, laws or regulations of the European Union, United Kingdom or United States of America. It is our decision to not pay a claim under this policy if we believe paying the claim may breach the aforementioned
Important Note - The policy needs to be purchased before departure from UAE. The policy cannot be purchased if the person has already travelled out of UAE.